Real ChatGPT answer · index seedUrWFgahV6yIcompleteCareers and HR · workplace benefitsinformational

Can you explain how COBRA health insurance pricing is calculated for former employees so I can better understand the administrative burden on my HR team?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you explain how COBRA health insurance pricing is calculated for former employees so I can better understand the administrative burden on my HR team?
2 real searches · 1 real-search pass
U.S. Department of Labor COBRA premium 102 percent applicable premium disability 150 percent 2026Google ↗
OBSERVEDConsequence
IRS COBRA applicable premium calculation actuarial basis past cost method 102 percentGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
U.S. Department of Labor COBRA premium 102 percent applicable premium disability 150 percent 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS COBRA applicable premium calculation actuarial basis past cost method 102 percent
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1