Real ChatGPT answer · index seedUoauGOxx2jUcompleteFinance and banking · checking and savings accountscommercial
My current bank charges thirty five dollars per overdraft and I am looking for a checking account with no overdraft fees or automatic protection transfers.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My current bank charges thirty five dollars per overdraft and I am looking for a checking account with no overdraft fees or automatic protection transfers.
3 real searches · 1 real-search pass
US checking accounts no overdraft fees automatic overdraft protection transfers opt out 2026 Capital One Ally SoFiGoogle ↗
OBSERVEDComparison
Capital One 360 checking overdraft options no fees automatic transfer opt out officialGoogle ↗
OBSERVEDComparison
Ally Bank spending account overdraft fees CoverDraft automatic transfers opt out officialGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
US checking accounts no overdraft fees automatic overdraft protection transfers opt out 2026 Capital One Ally SoFi Google ↗
Capital One 360 checking overdraft options no fees automatic transfer opt out official Google ↗
Ally Bank spending account overdraft fees CoverDraft automatic transfers opt out official Google ↗
- Overdrafts and CoverDraft℠ · ally.com
- Online Checking Account: For Essential Spending · ally.com
- Capital One 360 Checking Overdraft Options · capitalone.com
- 360 Checking Account Disclosures · capitalone.com
- Explore Capital One 360 · capitalone.com
- 10 Checking Accounts With No Overdraft Fees in 2026 · cnbc.com
- Overdraft Fees: Compare What Banks Charge · nerdwallet.com
- Explore Chime · chime.com
- Know your overdraft options · consumerfinance.gov
- What can I do if my bank charged me a fee for overdrawing my account? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
US checking accounts no overdraft fees automatic overdraft protection transfers opt out 2026 Capital One Ally SoFi OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Capital One 360 checking overdraft options no fees automatic transfer opt out official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Ally Bank spending account overdraft fees CoverDraft automatic transfers opt out official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 |