Which private carriers still offer a true own occupation disability definition that covers medical specialists for the entirety of the benefit period without a transition clause?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which private carriers still offer a true own occupation disability definition that covers medical specialists for the entirety of the benefit period without a transition clause?
2 real searches · 1 real-search pass
2026 individual disability insurance physician true own occupation specialty-specific definition entire benefit period transition clause carriers Guardian Principal Ameritas MassMutual Standard 2026Google ↗
OBSERVEDDefinition
physician disability insurance own occupation specialty-specific definition entire benefit period no transition clause private carriersGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 individual disability insurance physician true own occupation specialty-specific definition entire benefit period transition clause carriers Guardian Principal Ameritas MassMutual Standard 2026 Google ↗
physician disability insurance own occupation specialty-specific definition entire benefit period no transition clause private carriers Google ↗
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 individual disability insurance physician true own occupation specialty-specific definition entire benefit period transition clause carriers Guardian Principal Ameritas MassMutual Standard 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 | |
physician disability insurance own occupation specialty-specific definition entire benefit period no transition clause private carriers OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |