Is there any way to strip a second mortgage or home equity line of credit in Chapter 13 bankruptcy if our house is currently worth less than what we owe on the first mortgage?
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The searches the AI actually ran for this prompt.
SEED QUERY
Is there any way to strip a second mortgage or home equity line of credit in Chapter 13 bankruptcy if our house is currently worth less than what we owe on the first mortgage?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Chapter 13 wholly unsecured junior mortgage lien strip 11 USC 1322(b)(2) Supreme Court Nobelman case official court Google ↗
Chapter 13 lien strip procedure valuation order discharge completion plan HELOC wholly unsecured legal aid Google ↗
- Leonard NOBELMAN, et ux., Petitioners, v. AMERICAN SAVINGS BANK et al. | Supreme Court | US Law · law.cornell.edu
- Case 1:17-bk-10234-MB Doc 86 Filed 03/30/18 Entered 03/30/18 12:40:56 Desc Main Document Page 7 of 14 · cacb.uscourts.gov
- Guidelines for Valuing Collateral · canb.uscourts.gov
- Chapter 13 · uscourts.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Chapter 13 wholly unsecured junior mortgage lien strip 11 USC 1322(b)(2) Supreme Court Nobelman case official court OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Chapter 13 lien strip procedure valuation order discharge completion plan HELOC wholly unsecured legal aid OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |