What are the current credit score requirements and down payment differences between FHA and conventional loans today?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current credit score requirements and down payment differences between FHA and conventional loans today?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 FHA minimum credit score 580 500 10 percent down HUD official policy current Google ↗
2026 conventional mortgage minimum credit score requirement 2026 Fannie Mae Freddie Mac 3 percent down official Google ↗
- Federal Housing Administration · hud.gov
- General Requirements for Credit Scores · selling-guide.fanniemae.com
- FHA Vs. Conventional Loans: What's The Difference? · bankrate.com
- FHA loan vs conventional loan: How to choose · wellsfargo.com
- Fannie Mae Selling Guide March 4, 2026 · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA minimum credit score 580 500 10 percent down HUD official policy current OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
2026 conventional mortgage minimum credit score requirement 2026 Fannie Mae Freddie Mac 3 percent down official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |