What typical closing costs and legal fees are involved when refinancing our mortgage to lock in a lower interest rate before our oldest starts school?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What typical closing costs and legal fees are involved when refinancing our mortgage to lock in a lower interest rate before our oldest starts school?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
California mortgage refinance typical closing costs lender title escrow recording fees attorney required CFPB 2026 Google ↗
CFPB mortgage refinance closing costs loan estimate closing disclosure appraisal title recording prepaid costs Google ↗
- California = Lowest Refinance Closing Costs · clta.org
- Understanding the costs of refinancing · myhome.freddiemac.com
- Closing disclosure explainer · consumerfinance.gov
- DRE First Time Home Buyers · dre.ca.gov
- Am I allowed to negotiate the terms and costs of my mortgage at closing? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California mortgage refinance typical closing costs lender title escrow recording fees attorney required CFPB 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB mortgage refinance closing costs loan estimate closing disclosure appraisal title recording prepaid costs OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |