We close on our construction to permanent loan this afternoon, can my lender change the closing costs at the table without my written consent?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We close on our construction to permanent loan this afternoon, can my lender change the closing costs at the table without my written consent?
2 real searches · 1 real-search pass
CFPB TRID closing disclosure changed circumstances fee tolerance construction to permanent loan written consent closing tableGoogle ↗
OBSERVEDConsequence
12 CFR 1026.19(e) (f) changed circumstances closing disclosure three business day waiting period construction permanent loanGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB TRID closing disclosure changed circumstances fee tolerance construction to permanent loan written consent closing table Google ↗
12 CFR 1026.19(e) (f) changed circumstances closing disclosure three business day waiting period construction permanent loan Google ↗
- § 1026.19 Certain mortgage and variable-rate transactions. · consumerfinance.gov
- TILA-RESPA Integrated Disclosure FAQs · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB TRID closing disclosure changed circumstances fee tolerance construction to permanent loan written consent closing table OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
12 CFR 1026.19(e) (f) changed circumstances closing disclosure three business day waiting period construction permanent loan OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |