Compare the retention value of three-year cliff vesting versus four-year graded vesting for a 401k employer match at a mid-stage tech startup.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the retention value of three-year cliff vesting versus four-year graded vesting for a 401k employer match at a mid-stage tech startup.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 401(k) employer matching contributions vesting schedule 3-year cliff 2-6 year graded vesting rules Google ↗
401(k) vesting schedule retention cliff graded vesting employee turnover employer match behavioral retention Google ↗
- Does 401(k) vesting help retain workers? · corporate.vanguard.com
- Do 401(k) Vesting Schedules Help with Worker Retention? · napa-net.org
- Issue Snapshot - Vesting schedules for matching contributions · irs.gov
- 401(k) plan qualification requirements · irs.gov
- Publication 6087 (03-2025) · irs.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) employer matching contributions vesting schedule 3-year cliff 2-6 year graded vesting rules OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
401(k) vesting schedule retention cliff graded vesting employee turnover employer match behavioral retention OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |