Can a lender use my spouse income for a mortgage preapproval if they are not going to be on the deed or the loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a lender use my spouse income for a mortgage preapproval if they are not going to be on the deed or the loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide non-borrower spouse income qualifying mortgage borrower income non-borrower spouse Google ↗
FHA non-borrowing spouse income qualify mortgage loan income requirements Google ↗
- Guarantors, Co-Signers, or Non-Occupant Borrowers on the Subject Transaction · selling-guide.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- FHA Single Family Housing Policy Handbook · glb.hud.gov
- Non-Delegated 24-21: FHA Non-Borrowing Spouse Clarification · corr-west.pennymac.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide non-borrower spouse income qualifying mortgage borrower income non-borrower spouse OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FHA non-borrowing spouse income qualify mortgage loan income requirements OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |