Real ChatGPT answer · index seedUY5EObYzV2ocompleteFinance and banking · credit scores and repairinformational
Why did my credit score take such a big hit when my utilization went from nine percent to eleven percent this month even though I paid my balance on time?
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The searches the AI actually ran for this prompt.
SEED QUERY
Why did my credit score take such a big hit when my utilization went from nine percent to eleven percent this month even though I paid my balance on time?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
FICO credit utilization reported balance statement closing date individual card utilization score factors official Google ↗
Experian credit utilization ratio individual cards overall utilization credit score fluctuations Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- Will paying off my credit card balance every month improve my credit score? · consumerfinance.gov
- How FICO scores look at credit card limits · myfico.com
- Understanding Accounts That May Affect Your Credit Utilization Ratio · myfico.com
- Myth Busting– You Don't Need to Carry Credit Card Balances to Improve Your FICO Scores · myfico.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO credit utilization reported balance statement closing date individual card utilization score factors official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian credit utilization ratio individual cards overall utilization credit score fluctuations OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |