What are the specific rules under the FCRA regarding pre adverse action notices when a background check pops up with an error
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the specific rules under the FCRA regarding pre adverse action notices when a background check pops up with an error
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FCRA 15 USC 1681b(b)(3) pre adverse action notice reasonable time background check error FTC CFPB official Google ↗
FTC employer background checks pre-adverse action notice copy report summary rights reasonable time official Google ↗
- Background Checks: What Employers Need to Know · ftc.gov
- 15 U.S.C. § 1681b: Permissible purposes of consumer reports · uscode.house.gov
- Employer Background Checks and Your Rights · consumer.ftc.gov
- usc-cdn.house.gov · usc-cdn.house.gov
- 15 U.S.C. § 1681b · law.cornell.edu
- 15 U.S.C. § 1681m · law.cornell.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FCRA 15 USC 1681b(b)(3) pre adverse action notice reasonable time background check error FTC CFPB official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC employer background checks pre-adverse action notice copy report summary rights reasonable time official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |