Real ChatGPT answer · index seedUX5kiAwMUS0completeFinance and banking · small business bankinginformational

What should I do when a customer check bounces, and does Wells Fargo charge a penalty fee to my small business account for depositing it?

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What should I do when a customer check bounces, and does Wells Fargo charge a penalty fee to my small business account for depositing it?
3 real searches · 1 real-search pass
Wells Fargo business checking returned deposited item fee 2026 fee scheduleGoogle ↗
OBSERVEDReason
Wells Fargo business account fee information returned deposited check fee deposited item returned unpaidGoogle ↗
OBSERVEDConsequence
Wells Fargo small business checking returned deposited item fee returned check deposit fee fee schedule 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence67%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Wells Fargo business checking returned deposited item fee 2026 fee schedule Google ↗
Wells Fargo business account fee information returned deposited check fee deposited item returned unpaid Google ↗
Wells Fargo small business checking returned deposited item fee returned check deposit fee fee schedule 2026 Google ↗
  1. Business Account Fees and Information · wellsfargo.com
  2. Consumer and Business Fees · wellsfargo.com
  3. Deposit Hold Questions · wellsfargo.com
  4. Deposit Account Agreement · www08.wellsfargomedia.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Wells Fargo business checking returned deposited item fee 2026 fee schedule
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Wells Fargo business account fee information returned deposited check fee deposited item returned unpaid
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Wells Fargo small business checking returned deposited item fee returned check deposit fee fee schedule 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1