Real ChatGPT answer · index seedUVrtnXcVxI0completeFinance and banking · mortgagescomparison

Looking at Wells Fargo versus Bank of America for refinancing a fixed rate mortgage, which bank has lower APRs and fewer hidden fees for someone watching every dollar?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Looking at Wells Fargo versus Bank of America for refinancing a fixed rate mortgage, which bank has lower APRs and fewer hidden fees for someone watching every dollar?
3 real searches · 1 real-search pass
Wells Fargo mortgage refinance rates APR fees 2026 officialGoogle ↗
OBSERVED
Bank of America mortgage refinance rates APR fees 2026 officialGoogle ↗
OBSERVED
Wells Fargo mortgage fees closing costs refinance official Bank of America mortgage fees refinance officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
Wells Fargo mortgage refinance rates APR fees 2026 official Google ↗
Bank of America mortgage refinance rates APR fees 2026 official Google ↗
Wells Fargo mortgage fees closing costs refinance official Bank of America mortgage fees refinance official Google ↗
  1. Mortgage Refinance and Home Refinancing from Bank of America · bankofamerica.com
  2. Fixed-Rate Mortgage Refinance from Bank of America · bankofamerica.com
  3. Current mortgage rates · wellsfargo.com
  4. Mortgage Refinancing · wellsfargo.com
  5. Compare and negotiate your loan offers · consumerfinance.gov
  6. Loan estimate explainer · consumerfinance.gov
  7. Review loan estimates · consumerfinance.gov

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Wells Fargo mortgage refinance rates APR fees 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Bank of America mortgage refinance rates APR fees 2026 official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Wells Fargo mortgage fees closing costs refinance official Bank of America mortgage fees refinance official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1