Real ChatGPT answer · index seedUOpAqTQ8nM8completeFinance and banking · mortgagesinformational

Is it better for our family budget to put five percent down or twenty percent down on a three hundred thousand dollar suburban home right now?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it better for our family budget to put five percent down or twenty percent down on a three hundred thousand dollar suburban home right now?
2 real searches · 1 real-search pass
United States average 30-year fixed mortgage rate October 2026 current Freddie Mac PMMSGoogle ↗
OBSERVED
PMI cost typical annual percentage conventional mortgage 2026 loan-to-value 95 percentGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
United States average 30-year fixed mortgage rate October 2026 current Freddie Mac PMMS Google ↗
PMI cost typical annual percentage conventional mortgage 2026 loan-to-value 95 percent Google ↗
  1. Mortgage Rates · freddiemac.com
  2. Mortgage Rates Decline Further to 7.24% · freddiemac.gcs-web.com
  3. Homebuyer Frequently Asked Questions · yourhome.fanniemae.com
  4. Consumer Guide: Do You Need Private Mortgage Insurance? · nar.realtor
  5. What is private mortgage insurance? · proxy.goincop1.workers.dev

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
United States average 30-year fixed mortgage rate October 2026 current Freddie Mac PMMS
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
PMI cost typical annual percentage conventional mortgage 2026 loan-to-value 95 percent
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1