Which renters insurance policies offer the best comprehensive coverage for accidental property damage caused by college parties without raising my monthly premium?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which renters insurance policies offer the best comprehensive coverage for accidental property damage caused by college parties without raising my monthly premium?
3 real searches · 1 real-search pass
New York renters insurance accidental damage landlord property liability guest party exclusions policy wording 2026Google ↗
OBSERVEDReason
renters insurance coverage accidental damage to property of others landlord property damage tenant liability New York insurer policyGoogle ↗
OBSERVEDConsequence
New York renters insurance policy forms accidental damage liability intentional acts exclusions State Farm Allstate Lemonade TravelersGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
New York renters insurance accidental damage landlord property liability guest party exclusions policy wording 2026 Google ↗
renters insurance coverage accidental damage to property of others landlord property damage tenant liability New York insurer policy Google ↗
New York renters insurance policy forms accidental damage liability intentional acts exclusions State Farm Allstate Lemonade Travelers Google ↗
- State Farm Renters Insurance coverage · statefarm.com
- Renters Liability Insurance · travelers.com
- Does Renters Insurance Cover Damage to Property · lemonade.com
- The Ultimate Lemonade Renters & Homeowners FAQ · lemonade.com
- Review coverage · lemonade.com
- Renters Insurance – Quotes Starting at $5/month · allstate.com
- New York Renters Insurance Coverage · allstate.com
- New York renters insurance consumer guide · dfs.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York renters insurance accidental damage landlord property liability guest party exclusions policy wording 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
renters insurance coverage accidental damage to property of others landlord property damage tenant liability New York insurer policy OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New York renters insurance policy forms accidental damage liability intentional acts exclusions State Farm Allstate Lemonade Travelers OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |