Is it cheaper to pay for short term private health insurance or enroll in COBRA for the sixty day election window while I look for a new job in this market?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it cheaper to pay for short term private health insurance or enroll in COBRA for the sixty day election window while I look for a new job in this market?
3 real searches · 1 real-search pass
New Jersey short term limited duration health insurance prohibited official state 2026Google ↗
OBSERVEDOther / navigational
COBRA 60 day election period retroactive coverage 45 days first premium Department of Labor officialGoogle ↗
OBSERVEDConsequence
HealthCare.gov loss of job based coverage special enrollment period 60 days subsidies officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
New Jersey short term limited duration health insurance prohibited official state 2026 Google ↗
COBRA 60 day election period retroactive coverage 45 days first premium Department of Labor official Google ↗
HealthCare.gov loss of job based coverage special enrollment period 60 days subsidies official Google ↗
- FAQs on COBRA Continuation Health Coverage for Workers · dol.gov
- COBRA Continuation Coverage · cms.gov
- See Your Options If You Lose Job-Based Health Insurance · healthcare.gov
- Getting health coverage outside Open Enrollment · healthcare.gov
- Get Covered NJ · nj.gov
- GetCoveredNJ · nj.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New Jersey short term limited duration health insurance prohibited official state 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
COBRA 60 day election period retroactive coverage 45 days first premium Department of Labor official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
HealthCare.gov loss of job based coverage special enrollment period 60 days subsidies official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |