Real ChatGPT answer · index seedUFm5bMm2nZocompleteFinance and banking · retirement accountsinformational

How do I determine if my secondary freelance income exceeds the threshold to open a solo 401k instead of a SIMPLE IRA?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I determine if my secondary freelance income exceeds the threshold to open a solo 401k instead of a SIMPLE IRA?
2 real searches · 1 real-search pass
IRS solo 401(k) eligibility self-employed net earnings $5000 SIMPLE IRA employer 100 employees thresholdGoogle ↗
OBSERVED
IRS one-participant 401k contribution limits 2026 self-employed net earnings calculationGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS solo 401(k) eligibility self-employed net earnings $5000 SIMPLE IRA employer 100 employees threshold Google ↗
IRS one-participant 401k contribution limits 2026 self-employed net earnings calculation Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS solo 401(k) eligibility self-employed net earnings $5000 SIMPLE IRA employer 100 employees threshold
OBSERVED
Google ↗
AI Mode ↗
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IRS one-participant 401k contribution limits 2026 self-employed net earnings calculation
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1