How do I calculate my debt-to-income ratio when applying for a consolidation loan to fix my family credit card situation?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate my debt-to-income ratio when applying for a consolidation loan to fix my family credit card situation?
1 real search · 1 real-search pass
debt-to-income ratio personal loan credit card debt consolidation lender gross monthly income minimum payments CFPBGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
debt-to-income ratio personal loan credit card debt consolidation lender gross monthly income minimum payments CFPB Google ↗
- What is a debt-to-income ratio? · consumerfinance.gov
- Debt Consolidation Options · mycreditunion.gov
- MODULE 13: · catalog.fdic.gov