We need to lower our household credit utilization ratio before applying for a mortgage next month, so should we pay down our cash back card or our travel rewards card first?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We need to lower our household credit utilization ratio before applying for a mortgage next month, so should we pay down our cash back card or our travel rewards card first?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
credit utilization individual card utilization overall utilization mortgage credit score pay down cards FICO official Google ↗
mortgage credit score credit card balances statement closing date reported utilization Experian Google ↗
- How FICO scores look at credit card limits · myfico.com
- Myth Busting– You Don't Need to Carry Credit Card Balances to Improve Your FICO Scores · myfico.com
- Does Credit Utilization Include All Credit Cards? · experian.com
- Will paying off my credit card balance every month improve my credit score? · consumerfinance.gov
- Balance on Credit Report Same as Statement · experian.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
credit utilization individual card utilization overall utilization mortgage credit score pay down cards FICO official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
mortgage credit score credit card balances statement closing date reported utilization Experian OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |