How many days do I have to file a formal billing dispute with Capital One after seeing a weird charge on my statement?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How many days do I have to file a formal billing dispute with Capital One after seeing a weird charge on my statement?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Capital One credit card billing dispute 60 days statement date formal billing error notice official Google ↗
CFPB Fair Credit Billing Act 60 days billing error notice credit card official Google ↗
- Summary of Customer Billing Rights · capitalone.com
- Credit card dispute process · capitalone.com
- How do I dispute a charge on my credit card bill? · consumerfinance.gov
- How to fix mistakes in your credit card bill · consumerfinance.gov
- SECTION 1026.13—Billing Error Resolution · federalreserve.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One credit card billing dispute 60 days statement date formal billing error notice official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB Fair Credit Billing Act 60 days billing error notice credit card official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |