We are thinking about switching our small business commercial insurance carrier this year to save money, but what hidden penalties should we watch out for?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We are thinking about switching our small business commercial insurance carrier this year to save money, but what hidden penalties should we watch out for?
2 real searches · 1 real-search pass
small business commercial insurance switching carriers short rate cancellation minimum earned premium premium audit claims made retroactive date official guidanceGoogle ↗
OBSERVEDComparison
commercial general liability occurrence claims-made extended reporting period retroactive date insurance regulator guidanceGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
small business commercial insurance switching carriers short rate cancellation minimum earned premium premium audit claims made retroactive date official guidance Google ↗
commercial general liability occurrence claims-made extended reporting period retroactive date insurance regulator guidance Google ↗
- Illinois Department of Insurance website · idoi.illinois.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
small business commercial insurance switching carriers short rate cancellation minimum earned premium premium audit claims made retroactive date official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
commercial general liability occurrence claims-made extended reporting period retroactive date insurance regulator guidance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |