Real ChatGPT answer · index seedU5B3WPyVoiQcompleteCareers and HR · workplace benefitscommercial

Looking for the most cost-effective health equity HSA debit card with zero monthly maintenance fees for everyday medical expenses.

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Looking for the most cost-effective health equity HSA debit card with zero monthly maintenance fees for everyday medical expenses.
2 real searches · 1 real-search pass
HealthEquity HSA fees monthly maintenance fee debit card 2026 fee scheduleGoogle ↗
OBSERVEDReason
best HSA providers no monthly maintenance fees debit card 2026 feesGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%ConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
HealthEquity HSA fees monthly maintenance fee debit card 2026 fee schedule Google ↗
best HSA providers no monthly maintenance fees debit card 2026 fees Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
HealthEquity HSA fees monthly maintenance fee debit card 2026 fee schedule
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
best HSA providers no monthly maintenance fees debit card 2026 fees
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1