Why did my credit card interest rate suddenly jump this month even though I have never missed a single payment on my account?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Why did my credit card interest rate suddenly jump this month even though I have never missed a single payment on my account?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB credit card APR increase existing balance variable rate index promotional rate 45 day notice penalty APR rules Google ↗
Federal Reserve credit card interest rate changes variable APR prime rate 2026 consumer guidance Google ↗
- When can my credit card company increase my interest rate? · consumerfinance.gov
- § 1026.55 Limitations on increasing annual percentage rates, fees, and charges. · consumerfinance.gov
- Consumer Financial Protection Bureau (CFPB) · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB credit card APR increase existing balance variable rate index promotional rate 45 day notice penalty APR rules OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Federal Reserve credit card interest rate changes variable APR prime rate 2026 consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |