Can federal student loans be discharged in chapter thirteen bankruptcy without proving undue hardship if I am on a repayment plan
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can federal student loans be discharged in chapter thirteen bankruptcy without proving undue hardship if I am on a repayment plan
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 federal student loans bankruptcy Chapter 13 undue hardship DOJ Education guidance attestation current policy Google ↗
11 USC 523(a)(8) Chapter 13 student loans undue hardship adversary proceeding repayment plan discharge Google ↗
- Chapter 13 · uscourts.gov
- 11 U.S.C. § 523: Exceptions to discharge · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal student loans bankruptcy Chapter 13 undue hardship DOJ Education guidance attestation current policy OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
11 USC 523(a)(8) Chapter 13 student loans undue hardship adversary proceeding repayment plan discharge OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |