Real ChatGPT answer · index seedTuyeF9g39hQcompleteLegal · estate planning and willsinformational

I need to know how to update outdated beneficiary designations on my retirement account because my ex is still listed from when we were in school.

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to know how to update outdated beneficiary designations on my retirement account because my ex is still listed from when we were in school.
2 real searches · 1 real-search pass
IRS retirement account beneficiary designation update IRA 401(k) divorce ex spouse ERISA plan beneficiary rules officialGoogle ↗
OBSERVEDReason
Department of Labor retirement plan beneficiary designation divorce spouse 401(k) official guidanceGoogle ↗
OBSERVEDInstruction

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason50%DefinitionInstruction50%Yes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
IRS retirement account beneficiary designation update IRA 401(k) divorce ex spouse ERISA plan beneficiary rules official Google ↗
Department of Labor retirement plan beneficiary designation divorce spouse 401(k) official guidance Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS retirement account beneficiary designation update IRA 401(k) divorce ex spouse ERISA plan beneficiary rules official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Department of Labor retirement plan beneficiary designation divorce spouse 401(k) official guidance
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1