Can my employer deny a hardship withdrawal for preventing eviction even if I meet all the standard IRS safe harbor criteria?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can my employer deny a hardship withdrawal for preventing eviction even if I meet all the standard IRS safe harbor criteria?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS 401(k) hardship distributions plan terms employer may limit hardship distributions eviction safe harbor criteria Google ↗
Treasury regulation 1.401(k)-1(d)(3) hardship distribution plan may limit availability employer discretion Google ↗
- Retirement plans FAQs regarding hardship distributions · irs.gov
- Do's and don'ts of hardship distributions · irs.gov
- Issue snapshot - Hardship distributions from 401(k) plans · irs.gov
- 26 CFR § 1.401(k)-1 - Certain cash or deferred arrangements. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- FAQs about Retirement Plans and ERISA · dol.gov
- Filing A Claim For Your Retirement Benefits · dol.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) hardship distributions plan terms employer may limit hardship distributions eviction safe harbor criteria OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Treasury regulation 1.401(k)-1(d)(3) hardship distribution plan may limit availability employer discretion OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |