Real ChatGPT answer · index seedTllcjKLpy8scompleteFinance and banking · investing and brokeragescomparison

How do custodial Roth IRAs for teenagers on Fidelity compare to standard custodial brokerage accounts regarding college financial aid?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do custodial Roth IRAs for teenagers on Fidelity compare to standard custodial brokerage accounts regarding college financial aid?
3 real searches · 1 real-search pass
2026-27 FAFSA retirement accounts excluded assets custodial UTMA UGMA student assets assessment rate officialGoogle ↗
OBSERVED
College Board CSS Profile retirement accounts assets UGMA UTMA retirement plans treatmentGoogle ↗
OBSERVED
Fidelity custodial Roth IRA teenager earned income account rulesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
2026-27 FAFSA retirement accounts excluded assets custodial UTMA UGMA student assets assessment rate official Google ↗
College Board CSS Profile retirement accounts assets UGMA UTMA retirement plans treatment Google ↗
Fidelity custodial Roth IRA teenager earned income account rules Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026-27 FAFSA retirement accounts excluded assets custodial UTMA UGMA student assets assessment rate official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
College Board CSS Profile retirement accounts assets UGMA UTMA retirement plans treatment
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Fidelity custodial Roth IRA teenager earned income account rules
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1