Real ChatGPT answer · index seedTiNC4NERdiUcompleteInsurance · Medicare plansinformational

Can you explain how Cigna structures its prescription drug formularies across tiers so I can figure out why my specific medication is currently costing so much out of pocket?

ChatGPTgpt-61 query11/1/2026
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The searches the AI actually ran for this prompt.

SEED QUERY
Can you explain how Cigna structures its prescription drug formularies across tiers so I can figure out why my specific medication is currently costing so much out of pocket?
1 real search · 1 real-search pass
Cigna 2026 prescription drug formulary tiers pharmacy coverage deductible prior authorization officialGoogle ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short factOther / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no100%

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
Cigna 2026 prescription drug formulary tiers pharmacy coverage deductible prior authorization official Google ↗
  1. Prescription Medications Covered by Your Health Plan · cigna.com
  2. Prescription Drug List and Coverage · www-cigna-com.extwideip.cigna.com
  3. Medication Coverage Changes · static.cigna.com
  4. Cigna GIH Broker Newsletter · comms.cignaglobal.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Cigna 2026 prescription drug formulary tiers pharmacy coverage deductible prior authorization official
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1