Real ChatGPT answer · index seedThGcd8we8bocompleteInsurance · auto insuranceinformational

How long do at fault accidents usually stay on your record and drive up your monthly insurance payments in the current system

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How long do at fault accidents usually stay on your record and drive up your monthly insurance payments in the current system
2 real searches · 1 real-search pass
how long at-fault car accident stays on driving record insurance premium surcharge varies by state 2026Google ↗
OBSERVEDConsequence
New York Department of Financial Services at fault accident insurance surcharge how many years three yearsGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence100%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
how long at-fault car accident stays on driving record insurance premium surcharge varies by state 2026 Google ↗
New York Department of Financial Services at fault accident insurance surcharge how many years three years Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
how long at-fault car accident stays on driving record insurance premium surcharge varies by state 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
New York Department of Financial Services at fault accident insurance surcharge how many years three years
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1