Looking at fire damage insurance settlement offers, does USAA treat policyholders better than American Family regarding depreciation deductions on building materials?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking at fire damage insurance settlement offers, does USAA treat policyholders better than American Family regarding depreciation deductions on building materials?
3 real searches · 1 real-search pass
USAA homeowners fire claim depreciation building materials recoverable depreciation labor materials policy settlementGoogle ↗
OBSERVEDReason
American Family homeowners fire claim depreciation building materials recoverable depreciation labor materials policy settlementGoogle ↗
OBSERVEDReason
USAA American Family insurance depreciation deductions building materials complaints claims settlement depreciationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
USAA homeowners fire claim depreciation building materials recoverable depreciation labor materials policy settlement Google ↗
American Family homeowners fire claim depreciation building materials recoverable depreciation labor materials policy settlement Google ↗
USAA American Family insurance depreciation deductions building materials complaints claims settlement depreciation Google ↗
- Homeowners Insurance Claims FAQs · usaa.com
- Homeowners Insurance Claims · usaa.com
- CpEddDocumentView.pdf · propertyinsurancecoveragelaw.com
- Hirsch v American Family · missouriamericanfamilysettlement.com
- Hall v American Family Ins. Co. · halldepreciationsettlement.com
- Martin v. American Family Mut. Ins. Co. Class Action Lawsuit Ins. Co. · martindepreciationsettlement.com
- Lammert v. Auto-Owners (Mutual) Insurance Co. :: 2019 :: Tennessee Supreme Court Decisions :: Tennessee Case Law :: Tennessee Law :: U.S. Law :: Justia · law.justia.com
- James P. Little v. United Services Automobile Association, Inc. :: 2026 :: Tennessee Court of Appeals Decisions :: Tennessee Case Law :: Tennessee Law :: U.S. Law :: Justia · law.justia.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
USAA homeowners fire claim depreciation building materials recoverable depreciation labor materials policy settlement OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
American Family homeowners fire claim depreciation building materials recoverable depreciation labor materials policy settlement OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
USAA American Family insurance depreciation deductions building materials complaints claims settlement depreciation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |