How do insurance companies calculate the comprehensive and collision rates for a brand new electric crossover versus a traditional gas powered SUV?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do insurance companies calculate the comprehensive and collision rates for a brand new electric crossover versus a traditional gas powered SUV?
2 real searches · 1 real-search pass
electric vehicle insurance premiums collision comprehensive repair costs battery replacement claims severity Insurance Institute Highway Safety HLDI 2025Google ↗
OBSERVEDReason
Mississippi auto insurance rating factors comprehensive collision electric vehicles insurance regulationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
electric vehicle insurance premiums collision comprehensive repair costs battery replacement claims severity Insurance Institute Highway Safety HLDI 2025 Google ↗
Mississippi auto insurance rating factors comprehensive collision electric vehicles insurance regulation Google ↗
- Auto insurance · iihs.org
- HLDI Bulletin - Insurance losses of electric vehicles and their conventional counterparts while adjusting for mileage · iihs.org
- Understanding Premiums and Rates in Mississippi - Official Website of the Mississippi Insurance Department · mid.ms.gov
- Education If state law allows, insurers may use · mid.ms.gov
- official auto insurance consumer guide · mid.ms.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
electric vehicle insurance premiums collision comprehensive repair costs battery replacement claims severity Insurance Institute Highway Safety HLDI 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Mississippi auto insurance rating factors comprehensive collision electric vehicles insurance regulation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |