How do total filing costs break down between chapter 7 and chapter 13 when you are on a tight budget and worried about creditor harassment continuing?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do total filing costs break down between chapter 7 and chapter 13 when you are on a tight budget and worried about creditor harassment continuing?
3 real searches · 1 real-search pass
2026 current federal bankruptcy court filing fee Chapter 7 Chapter 13 $338 $313 officialGoogle ↗
OBSERVEDShort fact
U.S. Bankruptcy Court Eastern District North Carolina filing fee installment waiver Chapter 7 Chapter 13 attorney feesGoogle ↗
OBSERVEDReason
US Courts bankruptcy automatic stay creditor collection calls filing chapter 7 chapter 13 officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 current federal bankruptcy court filing fee Chapter 7 Chapter 13 $338 $313 official Google ↗
U.S. Bankruptcy Court Eastern District North Carolina filing fee installment waiver Chapter 7 Chapter 13 attorney fees Google ↗
US Courts bankruptcy automatic stay creditor collection calls filing chapter 7 chapter 13 official Google ↗
- Court Fees | Eastern District of North Carolina · nceb.uscourts.gov
- Fees Schedule | Middle District of North Carolina · ncmb.uscourts.gov
- Chapter 7 · uscourts.gov
- Filing Fees for Chapter 7 and Chapter 13 | Western District of Louisiana · lawb.uscourts.gov
- Chapter 7 · uscourts.gov
- Chapter 13 · uscourts.gov
- official website · legalaidnc.org
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current federal bankruptcy court filing fee Chapter 7 Chapter 13 $338 $313 official OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
U.S. Bankruptcy Court Eastern District North Carolina filing fee installment waiver Chapter 7 Chapter 13 attorney fees OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
US Courts bankruptcy automatic stay creditor collection calls filing chapter 7 chapter 13 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |