Analyzing SoFi refinancing rates for graduate school debt against staying on federal income driven repayment plans with potential public service loan forgiveness
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Analyzing SoFi refinancing rates for graduate school debt against staying on federal income driven repayment plans with potential public service loan forgiveness
3 real searches · 1 real-search pass
SoFi student loan refinancing rates October 2026 graduate student loans fixed variable APR officialGoogle ↗
OBSERVEDOther / navigational
Federal Student Aid income driven repayment plans PSLF 120 qualifying payments 2026 officialGoogle ↗
OBSERVEDReason
2026 federal student loan repayment changes IDR plans PSLF current rules October 2026 officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
SoFi student loan refinancing rates October 2026 graduate student loans fixed variable APR official Google ↗
Federal Student Aid income driven repayment plans PSLF 120 qualifying payments 2026 official Google ↗
2026 federal student loan repayment changes IDR plans PSLF current rules October 2026 official Google ↗
- Refinance Student Loan - Rates · sofi.com
- Eligibility Criteria · sofi.com
- The Basics of SoFi’s Student Loan Refinancing! · support.sofi.com
- Determining Your Student Loan Refinance Rates · sofi.com
- Public Service Loan Forgiveness · studentaid.gov
- Top FAQs About Income-Driven Repayment Plans · studentaid.gov
- Repayment Plans · studentaid.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
SoFi student loan refinancing rates October 2026 graduate student loans fixed variable APR official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Federal Student Aid income driven repayment plans PSLF 120 qualifying payments 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
2026 federal student loan repayment changes IDR plans PSLF current rules October 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |