Real ChatGPT answer · index seedTc2z9UJc3PIcompleteFinance and banking · credit scores and repairbrand
How many points will my credit score drop if I apply for three different mortgage preapprovals in the same week?
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The searches the AI actually ran for this prompt.
SEED QUERY
How many points will my credit score drop if I apply for three different mortgage preapprovals in the same week?
1 real search · 1 real-search pass
FICO mortgage rate shopping multiple inquiries 45 day window impact credit score mortgage preapproval hard inquiryGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
FICO mortgage rate shopping multiple inquiries 45 day window impact credit score mortgage preapproval hard inquiry Google ↗
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- Do Credit Inquiries Lower Your FICO Score? · myfico.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- How Does Rate Shopping Affect Your Credit Scores? · experian.com
- What happens when a mortgage lender checks my credit? · consumerfinance.gov