how does a mortgage recast affect my interest rate and is it true that the bank charges a fee to restructure the loan
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
how does a mortgage recast affect my interest rate and is it true that the bank charges a fee to restructure the loan
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage recast fee lender principal payment interest rate stays same Fannie Mae Google ↗
mortgage recast fees minimum principal payment servicer official guidance Google ↗
- Is there a fee for the mortgage recast? · pennymac.com
- Frequently Asked Questions · shellpointmtg.com
- LenderFi · lenderfi.servicingdivision.com
- Mortgage, Refinance and Home Equity FAQs from Bank of America · bankofamerica.com
- Loan Delivery Job Aids Recast Loan Overview · singlefamily.fanniemae.com
- What Is a Mortgage Recast? · nerdwallet.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage recast fee lender principal payment interest rate stays same Fannie Mae OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
mortgage recast fees minimum principal payment servicer official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |