Real ChatGPT answer · index seedTXqBJ7ffgEwcompleteFinance and banking · checking and savings accountscomparison
Does opening a new checking account with Discover trigger a hard inquiry on my credit report because I am currently pre-approved for an auto loan and cannot risk any changes.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Does opening a new checking account with Discover trigger a hard inquiry on my credit report because I am currently pre-approved for an auto loan and cannot risk any changes.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Discover Bank checking account application hard credit inquiry soft pull official FAQ Google ↗
Discover checking account does opening account affect credit score credit check Google ↗
- Does opening a checking account affect my credit score? · discover.com
- When will my lender run or obtain a copy of my credit report? · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Discover Bank checking account application hard credit inquiry soft pull official FAQ OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Discover checking account does opening account affect credit score credit check OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |