Real ChatGPT answer · index seedTWWKk6P2F6ccompleteInsurance · life insurancecomparison

How do I calculate the internal rate of return on a whole life insurance policy held for thirty years versus traditional index funds?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I calculate the internal rate of return on a whole life insurance policy held for thirty years versus traditional index funds?
2 real searches · 1 real-search pass
NAIC life insurance buyer guide cash value guaranteed non guaranteed dividends whole life policy surrender valueGoogle ↗
OBSERVED
Investor.gov index funds fees total return investment costs taxesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
NAIC life insurance buyer guide cash value guaranteed non guaranteed dividends whole life policy surrender value Google ↗
Investor.gov index funds fees total return investment costs taxes Google ↗
  1. Buying Life Insurance · idoi.illinois.gov
  2. Life Insurance · content.naic.org
  3. Insurance Topics | Life Insurance · content.naic.org
  4. NAIC LIFE INSURANCE Buyer’s Guide · content.naic.org
  5. Index Funds · investor.gov
  6. Mutual Funds · investor.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
NAIC life insurance buyer guide cash value guaranteed non guaranteed dividends whole life policy surrender value
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Investor.gov index funds fees total return investment costs taxes
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1