How does drawing against my home equity line of credit affect my debt-to-income ratio when purchasing an investment property in Utah?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does drawing against my home equity line of credit affect my debt-to-income ratio when purchasing an investment property in Utah?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide HELOC monthly payment debt-to-income ratio borrowed funds down payment investment property Google ↗
Freddie Mac guide HELOC payment debt to income ratio monthly payment investment property mortgage underwriting Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Understanding Loan Product Advisor’s · sf.freddiemac.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Debt-to-Income Ratios · guide-selling.fanniemae.com
- DU Job Aids: DTI Ratio Calculation Questions · singlefamily.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide HELOC monthly payment debt-to-income ratio borrowed funds down payment investment property OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Freddie Mac guide HELOC payment debt to income ratio monthly payment investment property mortgage underwriting OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |