Real ChatGPT answer · index seedTRL2xVrzWcccompleteFinance and banking · personal loanscomparison

Compare Wells Fargo and Marcus personal loans for consolidating credit card debt while avoiding high upfront origination fees

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare Wells Fargo and Marcus personal loans for consolidating credit card debt while avoiding high upfront origination fees
3 real searches · 1 real-search pass
Wells Fargo personal loan current APR origination fee 2026 officialGoogle ↗
OBSERVEDConsequence
Marcus by Goldman Sachs personal loans accepting new applications 2026 officialGoogle ↗
OBSERVEDOther / navigational
Wells Fargo personal loan terms fees credit card consolidation officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequence33%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Wells Fargo personal loan current APR origination fee 2026 official Google ↗
Marcus by Goldman Sachs personal loans accepting new applications 2026 official Google ↗
Wells Fargo personal loan terms fees credit card consolidation official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Wells Fargo personal loan current APR origination fee 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Marcus by Goldman Sachs personal loans accepting new applications 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Wells Fargo personal loan terms fees credit card consolidation official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1