How does utilizing thirty percent of my total credit limit across four cards impact my credit score compared to maxing out one single card?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does utilizing thirty percent of my total credit limit across four cards impact my credit score compared to maxing out one single card?
1 real search · 1 real-search pass
FICO credit utilization overall revolving balances individual card utilization maxed out card impact scoringGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
FICO credit utilization overall revolving balances individual card utilization maxed out card impact scoring Google ↗
- How do revolving accounts impact my FICO Score? · myfico.com
- What Is a Credit Utilization Rate? · experian.com
- Understanding Accounts That May Affect Your Credit Utilization Ratio · myfico.com
- How Owing Money Can Impact Your Credit Score · myfico.com
- Does Credit Utilization Include All Credit Cards? · experian.com
- How FICO scores look at credit card limits · myfico.com
- What Is Credit Utilization Ratio? · transunion.com