We have fifty thousand dollars saved for our emergency fund, so should I park it in a Capital One 360 money market account or chase a higher introductory CD rate elsewhere?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
We have fifty thousand dollars saved for our emergency fund, so should I park it in a Capital One 360 money market account or chase a higher introductory CD rate elsewhere?
3 real searches · 1 real-search pass
Capital One 360 Money Market account current APY November 2026 rate minimum balance withdrawal termsGoogle ↗
OBSERVEDShort fact
best CD rates November 2026 promotional introductory CD APY early withdrawal penalties FDICGoogle ↗
OBSERVEDComparison
FDIC deposit insurance limit $250000 per depositor per insured bank ownership categoryGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Capital One 360 Money Market account current APY November 2026 rate minimum balance withdrawal terms Google ↗
best CD rates November 2026 promotional introductory CD APY early withdrawal penalties FDIC Google ↗
FDIC deposit insurance limit $250000 per depositor per insured bank ownership category Google ↗
- 360 Money Market Account Disclosures · capitalone.com
- What is a certificate of deposit (CD)? · consumerfinance.gov
- What are the penalties for withdrawing money early from a CD? · helpwithmybank.gov
- Best No-Penalty CD Rates for November 2026: Earn up to 4.33% APY · cnbc.com
- Deposit Insurance FAQs · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Capital One 360 Money Market account current APY November 2026 rate minimum balance withdrawal terms OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
best CD rates November 2026 promotional introductory CD APY early withdrawal penalties FDIC OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
FDIC deposit insurance limit $250000 per depositor per insured bank ownership category OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |