Real ChatGPT answer · index seedTN2WMW90hiscompleteAutomotive · auto financing and leasingcomparison
Is PenFed credit union offering better car loan refinancing rates than Bank of America this week for someone with excellent credit.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is PenFed credit union offering better car loan refinancing rates than Bank of America this week for someone with excellent credit.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
PenFed auto loan refinancing rates October 2026 excellent credit APR official Google ↗
Bank of America auto loan refinancing rates October 2026 official APR Google ↗
- Refinance Car Loans: Auto Refinance Rates + Calculator · penfed.org
- Best Auto Refinance Loans of November 2026| CNBC Select · cnbc.com
- PenFed Credit Union Auto Loan Rates · carrotrate.com
- Auto Loan Rates from Bank of America · bankofamerica.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
PenFed auto loan refinancing rates October 2026 excellent credit APR official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Bank of America auto loan refinancing rates October 2026 official APR OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |