Real ChatGPT answer · index seedTLUrB7qbyiocompleteCareers and HR · salaries and paycomparison

How do I calculate the real cost of contractor health insurance when budgeting my freelance income as a recent college graduate?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I calculate the real cost of contractor health insurance when budgeting my freelance income as a recent college graduate?
2 real searches · 1 real-search pass
2026 self-employed health insurance marketplace premium tax credit income estimate IRS health insurance deduction officialGoogle ↗
OBSERVEDOther / navigational
HealthCare.gov young adults stay on parent's plan until 26 marketplace savings income estimate self employedGoogle ↗
OBSERVEDYes / no

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReasonDefinitionInstructionYes / no50%

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 self-employed health insurance marketplace premium tax credit income estimate IRS health insurance deduction official Google ↗
HealthCare.gov young adults stay on parent's plan until 26 marketplace savings income estimate self employed Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 self-employed health insurance marketplace premium tax credit income estimate IRS health insurance deduction official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
HealthCare.gov young adults stay on parent's plan until 26 marketplace savings income estimate self employed
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1