Real ChatGPT answer · index seedTKKodBe2xTocompleteFinance and banking · personal loansinformational
What steps should I take to ensure checking my prequalification status with multiple lenders does not drop my credit score too much?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What steps should I take to ensure checking my prequalification status with multiple lenders does not drop my credit score too much?
3 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
CFPB credit inquiries rate shopping mortgage auto loan prequalification soft inquiry hard inquiry FICO 45 day window Google ↗
FICO rate shopping 45 day window older models 14 days official Google ↗
VantageScore rate shopping 14 day window official Google ↗
- AnnualCreditReport.com · annualcreditreport.com
- What is a credit inquiry? · consumerfinance.gov
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- How to Rate Shop and Minimize the Impact to Your FICO® Scores · myfico.com
- When can a credit card company look at my credit reports? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB credit inquiries rate shopping mortgage auto loan prequalification soft inquiry hard inquiry FICO 45 day window OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FICO rate shopping 45 day window older models 14 days official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
VantageScore rate shopping 14 day window official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |