Real ChatGPT answer · index seedTJ78HJ5tTv0completeFinance and banking · checking and savings accountscomparison

Understanding FDIC insurance limits when using fintech middlemen like Wise or Relay for holding my small business payroll cash

ChatGPTgpt-63 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Understanding FDIC insurance limits when using fintech middlemen like Wise or Relay for holding my small business payroll cash
3 real searches · 1 real-search pass
FDIC pass-through deposit insurance fintech third party deposit accounts recordkeeping requirements official FDICGoogle ↗
OBSERVED
Wise US business account FDIC insurance partner banks pass-through deposit insurance officialGoogle ↗
OBSERVED
Relay business banking FDIC insurance partner banks deposit sweep program officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
FDIC pass-through deposit insurance fintech third party deposit accounts recordkeeping requirements official FDIC Google ↗
Wise US business account FDIC insurance partner banks pass-through deposit insurance official Google ↗
Relay business banking FDIC insurance partner banks deposit sweep program official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC pass-through deposit insurance fintech third party deposit accounts recordkeeping requirements official FDIC
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Wise US business account FDIC insurance partner banks pass-through deposit insurance official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Relay business banking FDIC insurance partner banks deposit sweep program official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1