Real ChatGPT answer · index seedTIZVufjSO5EcompleteReal estate · buying a homebrand

Are local mortgage brokers actually cheaper than online giants like SoFi for a 30-year fixed rate?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are local mortgage brokers actually cheaper than online giants like SoFi for a 30-year fixed rate?
2 real searches · 1 real-search pass
SoFi 30-year fixed mortgage rates fees 2026 official mortgage ratesGoogle ↗
OBSERVED
mortgage broker compensation loan estimate compare offers CFPB mortgage shopping feesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi 30-year fixed mortgage rates fees 2026 official mortgage rates Google ↗
mortgage broker compensation loan estimate compare offers CFPB mortgage shopping fees Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi 30-year fixed mortgage rates fees 2026 official mortgage rates
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
mortgage broker compensation loan estimate compare offers CFPB mortgage shopping fees
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1