What are the current income limits for opening a Coverdell ESA for my daughter while living in the Atlanta area and trying to minimize fees?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the current income limits for opening a Coverdell ESA for my daughter while living in the Atlanta area and trying to minimize fees?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 Coverdell ESA income limits modified adjusted gross income $95,000 $110,000 $190,000 $220,000 IRS Google ↗
Coverdell ESA account fees no annual fee brokerage Schwab Fidelity 2026 Google ↗
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- Mutual Funds FAQ · statefarm.com
- Topic no. 310, Coverdell education savings accounts · irs.gov
- Education Savings Account · schwab.com
- Coverdell Education Savings Account (ESA) · us.etrade.com
- Georgia's 529 College Savings · ost.georgia.gov
- Georgia 529 Plan Questions Answered · path2college529.com
- Georgia's Path2College 529 Plan Improvements Take Effect | Governor Brian P. Kemp Office of the Governor · gov.georgia.gov
- Georgia Path2College 529 Plan · path2college529.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Coverdell ESA income limits modified adjusted gross income $95,000 $110,000 $190,000 $220,000 IRS OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Coverdell ESA account fees no annual fee brokerage Schwab Fidelity 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |