Can someone explain how pre existing condition clauses work for disability insurance if I switch jobs and buy a new policy?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can someone explain how pre existing condition clauses work for disability insurance if I switch jobs and buy a new policy?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
disability insurance pre-existing condition exclusion employer group policy look back period certificate of coverage state insurance department Google ↗
NAIC disability income insurance pre-existing condition group policy employer coverage certificate Google ↗
- NYS Open Legislation · nysenate.gov
- Insurance Circular Letter No. 14 (2007): Pre-existing condition provisions in group and blanket disability policies · dfs.ny.gov
- An Intermediary's Guide to Wisconsin Insurance Law, 34th Edition, August 2025 · oci.wi.gov
- Wisconsin Statutes Insurance (Ch. 600 to 655) § 632.76 · codes.findlaw.com
- Wisconsin disability insurance guidance · oci.wi.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
disability insurance pre-existing condition exclusion employer group policy look back period certificate of coverage state insurance department OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC disability income insurance pre-existing condition group policy employer coverage certificate OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |