What realistic timeline should my wife and I expect for buying a reliable family car and a modest home after completing a Chapter 13 bankruptcy plan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What realistic timeline should my wife and I expect for buying a reliable family car and a modest home after completing a Chapter 13 bankruptcy plan?
3 real searches · 1 real-search pass
FHA mortgage Chapter 13 bankruptcy discharge waiting period 2026 official HUD handbookGoogle ↗
OBSERVEDReason
Fannie Mae Chapter 13 bankruptcy discharge waiting period 2026 selling guideGoogle ↗
OBSERVEDConsequence
Freddie Mac Chapter 13 bankruptcy discharge waiting period mortgage guidelines 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FHA mortgage Chapter 13 bankruptcy discharge waiting period 2026 official HUD handbook Google ↗
Fannie Mae Chapter 13 bankruptcy discharge waiting period 2026 selling guide Google ↗
Freddie Mac Chapter 13 bankruptcy discharge waiting period mortgage guidelines 2026 Google ↗
- Significant Derogatory Credit Events — Waiting Periods and Re-establishing Credit · selling-guide.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- FHA Single Family Housing Policy Handbook · hud.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FHA mortgage Chapter 13 bankruptcy discharge waiting period 2026 official HUD handbook OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae Chapter 13 bankruptcy discharge waiting period 2026 selling guide OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
Freddie Mac Chapter 13 bankruptcy discharge waiting period mortgage guidelines 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |