Are there any states where insurance companies are strictly prohibited from using credit scores to determine mandatory personal injury protection rates?
Download run
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The searches the AI actually ran for this prompt.
SEED QUERY
Are there any states where insurance companies are strictly prohibited from using credit scores to determine mandatory personal injury protection rates?
3 real searches · 1 real-search pass
state laws prohibit use of credit scores auto insurance California Hawaii Massachusetts Michigan PIP rates official insurance department statutesGoogle ↗
OBSERVED
no fault states credit based insurance score prohibited auto insurance rates PIP state lawGoogle ↗
OBSERVED
New York insurance law credit score automobile insurance rates prohibited credit informationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
state laws prohibit use of credit scores auto insurance California Hawaii Massachusetts Michigan PIP rates official insurance department statutes Google ↗
no fault states credit based insurance score prohibited auto insurance rates PIP state law Google ↗
New York insurance law credit score automobile insurance rates prohibited credit information Google ↗
- Hawaii Revised Statutes § 431:10C-207 (2025) - Discriminatory practices prohibited. :: 2025 Hawaii Revised Statutes :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- General Law - Part I, Title XXII, Chapter 175E, Section 4 · malegislature.gov
- Code of Massachusetts Regulations, Title 211 CMR 79.00, Section 79.04 - Rate Standards | Code of Massachusetts Regulations · regulations.justia.com
- MCL - Section 500.2162 · legislature.mi.gov
- Utah Code § 31A-22-320 (2025) - Use of credit information. :: 2025 Utah Code :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- Utah Administrative Code, Rule R590-219, Section R590-219-5 - Prohibited Uses of Credit Information | Utah Administrative Code · regulations.justia.com
- Credit-Based Insurance Scores · content.naic.org
- Oregon Revised Statutes · oregonlegislature.gov
- The Use of Financial History Measurement Programs in Automobile Insurance Underwriting or Rating · cga.ct.gov
- What effect does my credit history have on my insurance? · dfs.ny.gov
- New York Codes, Rules and Regulations, Part 221, Section 221.3 - Use of credit information to underwrite or rate risks for personal lines insurance | New York Codes, Rules and Regulations · regulations.justia.com
- N.Y. Insurance Law Section 2802 · newyork.public.law
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
state laws prohibit use of credit scores auto insurance California Hawaii Massachusetts Michigan PIP rates official insurance department statutes OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
no fault states credit based insurance score prohibited auto insurance rates PIP state law OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York insurance law credit score automobile insurance rates prohibited credit information OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |